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FAQ

Here are our answers to the most frequently asked questions about the shopping process.

Why is it Important to Comparison Shop?

Home insurance rates are estimates of the premiums you shall pay for a homeowner's policy with a particular insurer. Your premiums will depend on the type of home you have, your coverage levels, and your location, among other factors. You can get up to five free quotes on policy offerings on our site.

How can I get Started?

You may sign up to receive custom pricing on plans by completing our free, online application process. Our form will ask you for some simple contact information and will only take you two or three minutes to fill out. Once we receive your details, we will instantly provide you with at least four quotes on home insurance rates from various insurers. You will see these quotes side-by-side to help make your comparison shopping efficient and hassle-free. We also present your price quotes in easy-to-understand language so you know you are comparing apples-to-apples. If you see a product that works for you, you can apply for it on the insurer's website. Otherwise, you can save your pricing information and return to our site at your convenience.

Are you an insurer?

No, we are not an insurer, and we do not actually offer the policies for sale. Rather, we are a no-cost referral service that helps match you with a company that can offer affordable premiums. We do not have a stake in which provider you choose, so you can rely on our information to be accurate and objective.

What are the advantages of using your site?

When you use our site to get up-to-date information and accurate estimates, you will reap several benefits. For one, our quotes are completely free and come with no obligation. Secondly, we will provide you with up to five free quotes on policies in a matter of minutes just for filling out one, simple application. Thirdly, we are not an insurer, so you can trust that we are not out to push our policies on you. You are free to choose whichever company best fits your needs. Finally, because of our unique quotation presentation format, we force our trusted partners to compete for your business with their top rivals head-to-head. This translates into the lowest possible premiums for you.